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By Ramsey Smith

The Fate of Social Security

“The one thing that unites … fiscal gaps for Social Security, Medicare or state and local pensions is that someone will have to pay more for them in the future, or some beneficiaries will have to receive less. Since 2008, the main entitlement trend has been that Millennials are losing the ability to pay for […]

By Ramsey Smith

Economists and the Case for Simple Income Annuities

By Ramsey Smith

SPIA versus DIA: The Basics

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