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ALEX.fyi provides the information on this website for educational purposes only. It is not intended to be tax, legal or investment advice. Before any purchase, you should consult with a licensed professional to answer your questions and complete a suitability review.

ALEX.fyi is an insurance agency offering insurance products. We are not authorized to give legal or tax advice. We recommend you consult your attorney or tax advisor for that information.

Information was obtained from third party sources which we believe to be reliable but are not guaranteed for completeness or accuracy.

An annuity is a contract between you and an insurance company. Any guarantees are subject to the issuing insurer’s ability to pay. Annuities are not deposits. They are not FDIC or NCUA insured. They are not insured by any federal government agency. They are not guaranteed by any bank or savings association. They may lose value.

Annuities purchased in an IRA or other tax-qualified plan do not offer additional tax-deferral benefits. Annuity earnings and pre-tax payments are subject to taxes when withdrawn. Annuity withdrawals before age 59 1/2 may be subject to a federal tax penalty of 10%. Withdrawals that do not qualify for a waiver may be subject to a withdrawal charge.

Limitations and exclusions may apply. Policies and features may not be available in all states and may vary by state.