Posts by Ramsey Smith

By Ramsey Smith

SPIA versus DIA: The Basics

Single Premium Immediate Annuities (SPIAs) are a great choice for financial planners or retirees who covet long term predictability and security throughout retirement. In exchange for a lump sum premium payment, a SPIA provides a fixed monthly payout for the lifetime of the annuitant. The payout amount is based on the current age and life […]

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